Buyers Get Ready to Buy! Buying a new house is fun and exciting! At the same time can be a little stressful, especially if you are not prepared. There are things that you need to know before you start looking for your dream home. * Order Our First Time Home Buyer Report - You can get it here for FREE, or by calling our office at 952-232-1964. * Organize and understand your monthly income and expenses - A detailed understanding of your financial situation will save you a lot of headaches. The excitement of getting a new house without financial planning can lead to overspending. Understand how much you spend, how much you have left and how much can you spend while maintaining the same standard of living. * Interview at least 3 Mortgage Brokers - This is a very important item on the process. Don't feel pressured into choosing the 1st Mortgage broker that you meet! Make sure that you are able to communicate with your broker, great communication will ensure a successful transaction. * Organize Your Documents - For the pre-approval appointment you will need your past 2 years W2's, your most recent pay-stubs (covering at least the past 30 days) and your most recent bank/asset statements, all pages.

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